Auto Insurances | Car Insurance Companies Washington State
There are several components to automobile (car and other motor vehicle) insurance. We can help you choose which ones to include in your coverage. Coverage options include:
Comprehensive, which covers damage or loss to your vehicle while it is parked, from human controlled incidences such as theft and riot and natural circumstances such as earthquake, flood, fire, storms, or collision with a bird or animal.
Liability pays when you are the driver at fault. It helps make the payment while protecting you, your family and/or business from financial loss.
Uninsured/underinsured motorist provides liability coverage if the party at fault is an uninsured/underinsured motorist.
Collision pays any amount after an accident over the deductible to restore your vehicle to factory new condition.
Property damage covers damage your motor vehicle causes to someone else’s property such as a fence or house.
Glass repair and replacement
Optional/add-on equipment covers items in your vehicle such as a custom sound system or other electronics.
Bodily injury includes options that cover medical, legal, and property repair expenses for the injured person/people including those in your car and those in the other vehicle(s).
Medical payments covers medical bills and funeral expenses should you or a passenger be injured or killed in a vehicle accident. This coverage even extends to you or family members when struck by a vehicle when on foot or when injured when riding as a passenger in someone else’s vehicle.
Personal injury protection (PIP) is broader than Medical payments coverage in that it covers lost earnings and the services that are lost when someone is injured in an automobile accident.
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